You are our compliance expert who is responsible, trusted and analytical with a keen eye for detail and can deliver compliance monitoring and second line risk management that will help in identifying key risks to the business and developing solutions for mitigating them.

You are the custodian of the risk and compliance processes, policies and procedures. You maintain the risk register and ensure the tracking of internal audit findings. You can perform the functions of the Money Laundering Reporting Officer (MLRO) and will be registered for the SMF17 function with the PRA.

Your approach is supportive, collaborative and helpful with a focus on managing both internal and external relationships. You will pro-actively develop relationships with people and suppliers across the enterprise. You will ensure that they are given best practice advice or solutions on compliance requirements, risk management, and ethical practice.

• 1. Be first point of contact with the PRA, FCA and other regulatory bodies and ensure regulatory communications are compliant, timely, appropriate, and accurate
• 2. Own the enterprise risk management framework; maintain the risk register, assist risk owners with the identification, assessment and documentation of risk and controls
• 3. Ensure key policies and procedures are documented, timely, fit-for-purpose and compliant
• 4. Oversee issues and complaints. Monitor incident management process
• 5. Manage (outsourced) Internal Auditor process and oversee the tracking and follow up of all identified audit findings
• 6. Monitor Single Customer View, FSCS processes, Gifts and Hospitality, Conflicts of Interest, outsourcing and Confidentiality policies
• 7. Review contracts, marketing material and websites. Ensure compliance and adherence to Data Protection and GDPR
• 8. Participate in Risk Committee and attend Board Meetings as required
• 9. Maintain and develop skills; stay abreast of relevant developments, including SM&CR, Money Laundering, ABCUL, FSCS, ICO, FOS, GDPR, PRA, FCA, CCA, PSR, PSD2 and DPA
• 10. Work with other departments, management and board to create a culture of compliance. Demonstrate PSCU values; assist with and provide support to other projects and activities when required.

Essential:

• Minimum three years’ experience working in risk roles within financial services

• Understanding of how risk management frameworks are applied in a regulated financial services business

• Knowledge of Senior Managers and Certification Regime

• Experience in KYC/AML/TCF; this role will ultimately apply for the SMF17 (MLRO) certification

• Attention to detail, clear communication, team player

Desirable:

• Work in a PRA-regulated institution

• Experience with consumer credit, lending or savings

• Background in communicating with regulators

• Experience in internal audit, six sigma or process improvement